Industry · 11 min read

Project Report for Cloud Kitchen — Unit Economics, Aggregators & Profit (2026)

Cloud kitchen project report for bank loans: menu engineering basics, aggregator commissions, order volume forecast, food cost %, fixed expenses, and DSCR.

Food Business Guide
Aggregator commission impact
Order volume × AOV model
Food cost % and DSCR

Who this guide is for

  • Cloud kitchen
  • Home kitchen expansion
  • Multi-brand kitchen

Bank-loan checklist (use this before you submit)

  • Kitchen equipment quotations
  • Aggregator commission and packaging costs included
  • Food cost and wastage assumptions
  • Rent, staff, utilities in fixed expenses
  • DSCR ≥ 1.50

FAQs

How to include aggregator commission?

Add commission as a % of sales (or as an expense line). Keep assumptions consistent and conservative.

What is a safe Year 1 assumption?

Start with a realistic daily order count and ramp gradually—avoid unrealistic growth.

Is this service or manufacturing?

It behaves like a service/food business with strong COGS component. Keep COGS < revenue and margins realistic.

Recommended next reads

DSCR Guide

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