Generate a complete project report for PM Employment Generation Programme with subsidy calculation, CMA data, and KVIC/DIC-compliant format. Up to ₹50 lakhs.
प्रधानमंत्री रोजगार सृजन कार्यक्रम — KVIC | DIC | KVIB
No credit card • 1 free report • Ready in 60 seconds
PMEGP (Prime Minister's Employment Generation Programme) is a credit-linked subsidy programme administered by KVIC (Khadi and Village Industries Commission) to generate employment through establishment of micro-enterprises. The scheme provides a subsidy of 25% (urban) to 35% (rural) on the project cost. Manufacturing units can get up to ₹50 lakhs and service/trading units up to ₹20 lakhs. A properly formatted project report is mandatory for all PMEGP applications and must be submitted to KVIC, DIC (District Industries Centre), or KVIB offices.
Every report is formatted to the exact standards required by Indian banks and government departments.
Create your account in 30 seconds — no credit card needed.
Enter applicant details, select the scheme, set your loan amount.
Our AI drafts the full report with financials, projections, and CMA data in under 60 seconds.
Export as Word, PDF, or Excel. Submit directly to bank or DIC office.
KVIC/DIC-compliant project report format — exactly what assessors expect
Automatic subsidy calculation (25% urban / 35% rural) built in
Bank loan requirement calculated after deducting subsidy and promoter margin
Includes Bank Appraisal Note format required for PMEGP EDP training
5-year financial projections meet PMEGP assessment committee criteria
Covers all PMEGP eligible industries: food processing, handicraft, textiles, services
PDF output accepted at all DIC, KVIC, and KVIB offices across India
Report updated to latest PMEGP guidelines (2024–25)
For PMEGP, your project report must include: applicant's profile (Aadhaar, PAN, qualification certificates), project cost statement, means of finance showing subsidy amount, machinery details with quotations, raw material requirements, manpower plan, 3–5 year financial projections, and repayment schedule. KVIC/DIC may also ask for the Udyam Registration certificate and EDP (Entrepreneurship Development Programme) training certificate.
Under PMEGP, the subsidy rate is: 25% for General category applicants in urban areas, 35% for General category in rural areas, 25% for SC/ST/OBC/Women/Minorities in urban areas, and 35% for SC/ST/OBC/Women/Minorities in rural areas. The maximum subsidy for manufacturing projects is ₹12.5 lakh (urban) or ₹17.5 lakh (rural) on a ₹50L project. For service projects, maximum subsidy is ₹5L or ₹7L respectively.
Yes, PMEGP applications are submitted online through the KVIC portal at kviconline.gov.in/pmegpeportal/. After online application, the physical project report must be submitted to the local KVIC/DIC/KVIB office for assessment. Cred generates a complete printable project report that you can submit with your application.
No, PMEGP covers both manufacturing and service/trading activities. Service sector projects are eligible for up to ₹20 lakhs. Eligible activities include: food processing, garment making, handicrafts, beauty parlour, repair workshops, e-waste management, khadi products, village industries, and more. Agricultural activities directly linked to farm produce are also eligible.
The repayment period for PMEGP loans is 3 to 7 years after an initial moratorium of 6 months to 1 year. The exact tenure depends on the project type, size, and the lending bank's assessment. The subsidy portion is kept in a fixed deposit for 3 years (lock-in period) and released to the bank after successful implementation.
A PMEGP project report has specific requirements: it must show the subsidy calculation explicitly, the promoter's contribution (5–10%), and the bank loan net of subsidy. The report must justify the project's viability for employment generation. The financial projections should show minimum viable employment. Cred's PMEGP template automatically handles all these scheme-specific requirements.