Generate a complete project report for PM Vishwakarma Yojana covering 18 traditional trades. ₹1 lakh Tier-1 and ₹2 lakh Tier-2 loans at just 5% interest rate.
पीएम विश्वकर्मा योजना — 18 पारंपरिक व्यवसाय
No credit card • 1 free report • Ready in 60 seconds
PM Vishwakarma Yojana is a Central Government scheme launched in September 2023 to support artisans and craftspeople of 18 traditional trades with skill training, modern tools, digital empowerment, and collateral-free credit at a concessional interest rate of 5% per annum. The scheme provides up to ₹1 lakh in Tier-1 and an additional ₹2 lakh in Tier-2, with a loan repayment tenure of 18 months and 30 months respectively. A project report is required for Tier-2 loan applications.
Every report is formatted to the exact standards required by Indian banks and government departments.
Create your account in 30 seconds — no credit card needed.
Enter applicant details, select the scheme, set your loan amount.
Our AI drafts the full report with financials, projections, and CMA data in under 60 seconds.
Export as Word, PDF, or Excel. Submit directly to bank or DIC office.
Generates Tier-2 project report in PM Vishwakarma compliant format
Covers all 18 trades: carpenter, blacksmith, goldsmith, potter, tailor, weaver, etc.
Automatically calculates tool cost, raw material, and working capital for your trade
5-year financial projections showing business growth for bank assessment
Accepted by all PM Vishwakarma member lending banks
Includes skill training certificate reference as required by scheme guidelines
Output in Word, PDF and Excel — ready to submit to bank
The 18 traditional trades covered are: Carpenter (Suthar/Badhai), Boat Maker, Armourer, Blacksmith (Lohar), Hammer and Tool Kit Maker, Locksmith, Goldsmith (Sonar), Potter (Kumhar), Sculptor/Stone Carver, Cobbler/Shoemaker (Mochi), Mason (Raj Mistri), Basket/Mat/Broom Maker, Doll/Toy Maker, Barber (Naai), Garland Maker (Malakaar), Washerman (Dhobi), Tailor (Darzi), and Fishing Net Maker.
A formal project report is required for Tier-2 loan applications (up to ₹2 lakh). For Tier-1 (₹1 lakh), the bank typically approves based on PM Vishwakarma registration and basic business details. However, having a well-prepared project report improves the chances of quick approval for both tiers.
The interest rate is 5% per annum, which is subsidized by the government (actual rate charged by banks is typically 8–12%, but the beneficiary pays only 5% and the rest is covered by the government as interest subvention). This makes PM Vishwakarma one of the most affordable loan schemes in India.
Apply online at pmvishwakarma.gov.in or through your nearest Common Service Centre (CSC). You need to register with Aadhaar-based biometric authentication, select your trade, complete basic skill verification, and then apply for credit support through your local bank. After registration and training, approach any PM Vishwakarma member lending bank with your project report.
Yes, Goldsmith (Sonar) is one of the 18 trades covered under PM Vishwakarma Yojana. Goldsmiths can get up to ₹1 lakh (Tier-1) for tools and up to ₹2 lakh (Tier-2) for business expansion. A project report showing the tool requirement, raw gold/silver cost, and financial projections for the jewelry business is required for Tier-2.