Generate a complete, bank-accepted project report for MUDRA, PMEGP, MYUY, PM Vishwakarma and 9+ schemes. CMA data, DSCR, 5-year financials — all auto-calculated.
मुद्रा · PMEGP · MYUY · PM विश्वकर्मा · स्टैंड-अप इंडिया के लिए प्रोजेक्ट रिपोर्ट
No accounting knowledge needed. No CA required. Just answer simple questions about your business.
Choose MUDRA, PMEGP, MYUY, PM Vishwakarma, a general bank-loan path, or any of 9+ schemes
Enter your business type, costs, expected revenue, and loan amount. Takes 15–20 min.
All 12 sections auto-generated with your specific financials, CMA data, and projections in 60 seconds
Free watermarked PDF immediately. Pay ₹249 once for clean PDF + Word + Excel — no subscription needed.
Every report includes all 12 sections banks require. Nothing missing. Nothing generic.
Central Government and State schemes — one platform for all
प्रधानमंत्री मुद्रा योजना
Shishu / Kishor / Tarun · Up to ₹10L · No Collateral
प्रधानमंत्री रोजगार सृजन कार्यक्रम
Up to ₹50L · 25–35% Subsidy · KVIC/DIC
मुख्यमंत्री युवा उद्यमी योजना
Age 18–40 · Up to ₹1 Cr · 15–25% Subsidy
राजस्थान व्यापार संवर्धन नीति 2025
Retail/wholesale MSMEs · CGTMSE & interest subvention
पीएम विश्वकर्मा योजना
18 Trades · 5% Interest · ₹1L–₹3L
स्टैंड-अप इंडिया
SC/ST & Women · ₹10L–₹1 Cr · All Banks
CGTMSE क्रेडिट गारंटी
Collateral-Free · Up to ₹2 Cr · All Banks
किशोर मुद्रा ऋण
₹50,000–₹5 Lakh · No Collateral · All Banks
Also: SBI MSME Loans, NABARD DEDS (Dairy), NLM (Livestock), and all major bank-specific formats
Industry-specific project report templates — with real financial benchmarks and scheme-matched content.
Everything a CA charges ₹15,000 to do — automated and error-free.
Professional business descriptions, market analysis, and SWOT sections generated using AI — specific to your business type and location.
DSCR, BEP, IRR, EMI, CMA data — calculated using IBA-standard formulas. 5-year P&L, Balance Sheet, and Cash Flow projections.
Exact format required by SBI, PNB, Bank of Baroda, Canara Bank, DIC offices, KVIC, and all major lenders.
Free watermarked PDF immediately. Pay ₹249 once (one-time) for clean PDF + Word (.docx) + Excel (.xlsx) for that specific report.
Generate in English or Hindi. All labels bilingual. Hindi text in correct Devanagari script for rural bank branches.
Update any field anytime and regenerate. Change the loan amount, scheme, or business type — no extra charge.
Entrepreneurs who used Cred to get their business loans sanctioned
“Maine pehle ek CA ko ₹8,000 diye the — unhone 10 din baad ek template de di jo bank ne reject kar di. Phir Cred se khud banaya — 45 minute mein complete report, aur SBI branch ne 3 hafte mein loan approve kar diya. Bahut aasan hai.”
“Mujhe NABARD DEDS scheme ke baare mein pata nahi tha. Cred ne automatically subsidy calculate ki — 33% subsidy SC category ke liye. Bank manager ne bola yeh sabse achha project report tha unhe is saal mila. Loan 18 din mein sanction hua.”
“I prepare project reports for 40–50 clients a month. Before Cred, each report took 4–6 hours. Now it takes 20 minutes including reviewing and customising. The CMA data format is exactly what SBI and PNB credit appraisal teams want. ROI on the Agency plan is over 50x.”
“PMEGP ke liye DIC Ajmer mein teen baar gaya — har baar kuch na kuch missing tha. Cred ka format KVIC ne directly accept kiya, koi revision nahi maangi. 35% subsidy ke saath ₹20 lakh ka loan mila. Ab mera salon double ho gaya.”
“Stand-Up India ke liye CA quotes ₹18,000 de raha tha. Cred se khud banaya aur PNB ne first submission mein hi accept kiya. The DSCR was 1.42 which the bank manager said was 'very comfortable'. Couldn't believe a free tool could do this.”
“Papad manufacturing ke liye PMEGP report banai. Cred ne installed capacity, production per day, raw material requirement — sab automatically calculate kar diya. Sirf numbers daale aur report taiyar. 6 saal ki financial projections bhi sahi niklein.”
Start free. Pay only when you need a clean download. No surprises.
Generate free → pay ₹249 once inside the editor for clean PDF + Word + Excel. No subscription. No auto-renewal. Permanent access.
Applying for your first business loan? Cred guides you step-by-step — no accounting knowledge needed. Get a bank-ready report before your branch appointment. Pay ₹249 once for the clean file.
Prepare reports for 10–50+ clients a month? The Agency plan pays for itself with 1 client. 10x faster delivery, zero calculation errors, white-label output.
Help applicants with PMEGP, MUDRA, PM Vishwakarma documentation? Cred's DIC-compliant format reduces back-and-forth with district offices.
Everything you need to know before getting started
Yes. Cred generates reports in IBA (Indian Banks' Association) standard format which is accepted by all nationalised banks (SBI, PNB, Bank of Baroda, Canara, Union Bank etc.), private banks, cooperative banks, and all DIC (District Industries Centre) offices across India. The report format follows RBI and IBA credit appraisal guidelines.
The free plan gives you 1 complete project report with all 12 sections — full AI drafting, CMA data, DSCR, 5-year financials — with a PDF export that includes Cred by Fastlegal branding. To remove the watermark and get a clean PDF + Word + Excel, pay ₹249 once for that specific report (one-time, no subscription needed) or subscribe from ₹249/month for 1 report/month.
Yes. After generating your free report, you can pay ₹249 once inside the report editor to unlock a clean, watermark-free PDF + Word (.docx) + Excel (.xlsx) download for that specific report permanently. No subscription, no auto-renewal — pay once, download forever. This is our most popular option for first-time applicants.
All calculations are automated and error-free: DSCR (Debt Service Coverage Ratio) is guaranteed ≥ 1.25 (the minimum banks require), Current Ratio ≥ 1.25 (IBA requirement for working capital), MPBF (Maximum Permissible Bank Finance) follows Tandon Committee norms, EMI is calculated using reducing balance method, all figures are cross-verified across P&L, Balance Sheet, and Cash Flow statements.
Yes. You can edit every section in the report editor and regenerate AI sections anytime. Pay ₹249 once (or subscribe) to download editable Word (.docx) which you can further customise in MS Word before bank submission.
Report generation takes under 60 seconds after you fill in your details. Filling in all details typically takes 15–30 minutes. Having your Aadhaar, PAN, business details, machinery quotations, and loan requirement ready will speed things up.
No. Cred is designed for first-time entrepreneurs with no accounting background. You enter simple business information and Cred automatically calculates DSCR, Current Ratio, CMA data, and 5-year financial projections. No CA or accounting knowledge required.
Accepted by these banks and institutions
Generate free. Preview in browser. Pay ₹249 once for a clean, bank-ready download — or subscribe for unlimited monthly reports.
First report free · Pay ₹249 for clean download · Results in 60 seconds