AI-powered project report for Shishu (₹50K), Kishor (₹5L) and Tarun (₹10L) MUDRA loans. Bank-accepted format with full CMA data, DSCR, and repayment schedule.
प्रधानमंत्री मुद्रा योजना — शिशु | किशोर | तरुण
No credit card • 1 free report • Ready in 60 seconds
PM MUDRA Yojana (Pradhan Mantri Mudra Yojana) provides loans up to ₹10 lakhs to non-corporate, non-farm small/micro enterprises through Member Lending Institutions (MLIs) — banks, MFIs, NBFCs. The scheme covers three categories: Shishu (up to ₹50,000), Kishor (₹50,001–₹5 lakh), and Tarun (₹5 lakh–₹10 lakh). A project report or DPR is required for Kishor and Tarun category loans and strongly recommended for Shishu loans to improve approval chances.
Every report is formatted to the exact standards required by Indian banks and government departments.
Create your account in 30 seconds — no credit card needed.
Enter applicant details, select the scheme, set your loan amount.
Our AI drafts the full report with financials, projections, and CMA data in under 60 seconds.
Export as Word, PDF, or Excel. Submit directly to bank or DIC office.
Generates MUDRA-specific project report format accepted by all member lending institutions
Automatic CMA data in IBA format — required for Kishor and Tarun categories
DSCR calculation ensures it is ≥ 1.25 as required by banks
Working Capital assessed via RBI's Tandon Method II
5-year financial projections with realistic growth assumptions
Export as Word, PDF, or Excel — submit directly or modify in MS Word
Bilingual (English/Hindi) — matches DIC and bank requirements
Covers all industries: retail, manufacturing, food, beauty, repair, transport
For Shishu loans (up to ₹50,000), a detailed project report is not mandatory but strongly recommended as it significantly improves approval chances. For Kishor (₹50K–₹5L) and Tarun (₹5L–₹10L) categories, banks typically require a proper project report or DPR with financial projections and CMA data.
A MUDRA project report should include: applicant profile and KYC details, business description, project cost and means of finance, machinery and equipment list with quotations, raw material requirements, manpower plan, 5-year financial projections (P&L, Balance Sheet, Cash Flow), CMA data, working capital assessment, and loan repayment schedule with DSCR.
All public sector banks (SBI, PNB, Bank of Baroda, Canara Bank, Union Bank, etc.), private banks (HDFC, ICICI, Axis), Regional Rural Banks (RRBs), Microfinance Institutions (MFIs), and NBFCs registered under PM MUDRA Yojana are member lending institutions. You can apply at any branch or through the Udyami Mitra portal.
Once you fill in the basic details (applicant info, loan amount, business type), Cred generates a complete MUDRA project report in under 60 seconds using AI. You can then edit any section, customize the financial projections, and download in Word, PDF, or Excel format.
Yes, MUDRA loans are available for both new and existing micro/small businesses. For new businesses, a well-prepared project report with realistic financial projections is especially important as the bank cannot rely on historical performance.
MUDRA loan interest rates vary by lender and category. Typical rates range from 8.5% to 12% per annum for Shishu, and 10% to 14% for Kishor and Tarun categories. The rate depends on the borrower's credit profile, business type, and the lending institution. There is no interest subsidy under MUDRA (unlike PMEGP).