Generate project reports in the format accepted by State Bank of India for SBI e-MUDRA, SBI MSME loans, SBI PMEGP, and all SBI business loan schemes. CMA data included.
No credit card • 1 free report • Ready in 60 seconds
State Bank of India is India's largest public sector bank and the biggest lender to MSMEs and government scheme beneficiaries. SBI processes the highest number of MUDRA, PMEGP, Stand-Up India, and PM Vishwakarma loans in the country. SBI requires a standard format project report with CMA data for all business loans above ₹5 lakh. The report must include financial projections meeting SBI's credit appraisal criteria: DSCR ≥ 1.25, Current Ratio ≥ 1.25, and positive net worth throughout the projection period.
Every report is formatted to the exact standards required by Indian banks and government departments.
Create your account in 30 seconds — no credit card needed.
Enter applicant details, select the scheme, set your loan amount.
Our AI drafts the full report with financials, projections, and CMA data in under 60 seconds.
Export as Word, PDF, or Excel. Submit directly to bank or DIC office.
SBI credit appraisal criteria built into financial projections
DSCR ≥ 1.25 and Current Ratio ≥ 1.25 ensured by calculation engine
SBI's preferred CMA data format with 5-year projections
Covers all SBI government scheme loans in one platform
SBI branch address field included in cover page
Accepted by all SBI branches across India
SBI requires Word format — we provide editable .docx output
SBI accepts project reports in standard IBA (Indian Banks' Association) format with CMA data. The report should include: Executive Summary, Project Cost and Means of Finance, Financial Projections (P&L, Balance Sheet, Cash Flow) for 5 years, CMA data with MPBF calculation, and loan repayment schedule showing DSCR ≥ 1.25. Our reports are generated in this exact format and are accepted at all SBI branches.
SBI e-MUDRA is an online MUDRA loan facility for existing SBI account holders for loans up to ₹1 lakh. It can be applied through the SBI YONO app or internet banking without visiting a branch. For amounts above ₹50,000, a project report may be required. For loans above ₹1 lakh (MUDRA Kishor and Tarun), a full DPR with CMA data is required even for SBI.
Yes, SBI offers several MSME-specific schemes: SBI Simplified SME (up to ₹10 lakh), SBI e-Smart SME, SBI Asset Backed SME Loan, SBI SME Credit Card, SBI CGTMSE-covered loans (up to ₹2 crore collateral-free), and SBI Stand-Up India. Additionally, SBI is one of the major lending banks for PMEGP, MUDRA, PM Vishwakarma, and Stand-Up India beneficiaries.
SBI typically takes 2–4 weeks to process a loan application after receiving a complete project report. For MUDRA Shishu (up to ₹50,000), it can be faster (1–2 weeks). For larger loans (PMEGP, MYUY, above ₹25 lakh), it can take 4–8 weeks including field verification. Having a complete, professional project report significantly reduces processing time.
Yes, Cred project reports are formatted to meet SBI's and all nationalized banks' standard requirements. They are accepted at any SBI branch across India. The report is exported in Word (.docx) format so you can add your branch name, account details, and any bank-specific addendums before printing and submission.