Create a complete, bank-accepted Detailed Project Report for any Indian government loan scheme. Covers all 11 mandatory sections including CMA data, DSCR, and financial projections.
No credit card • 1 free report • Ready in 60 seconds
A Detailed Project Report (DPR) is the comprehensive business and financial document that banks, DIC offices, and government agencies require when you apply for a business loan. Unlike a simple business plan, a DPR follows a specific format mandated by Indian banks and includes: technical feasibility analysis, financial projections, CMA (Credit Monitoring Arrangement) data, working capital assessment using RBI's Tandon Method, and a loan repayment schedule with DSCR calculation. A well-prepared DPR is the single most important factor in loan approval.
Every report is formatted to the exact standards required by Indian banks and government departments.
Create your account in 30 seconds — no credit card needed.
Enter applicant details, select the scheme, set your loan amount.
Our AI drafts the full report with financials, projections, and CMA data in under 60 seconds.
Export as Word, PDF, or Excel. Submit directly to bank or DIC office.
Covers all 11 mandatory DPR sections per Indian bank requirements
Auto-calculates DSCR, CMA data, MPBF, working capital in seconds
Balances the Balance Sheet automatically using the cash-plug method
Ensures Current Ratio ≥ 1.25 and DSCR ≥ 1.25 as per RBI norms
AI writes executive summary, business description, and market analysis
Customizable — edit any section, update numbers, change projections
Word (.docx) output — easily edit in Microsoft Word before submission
No CA or consultant needed for the DPR preparation
A DPR or Detailed Project Report is a comprehensive document submitted to banks and government agencies when applying for a business loan. It covers all aspects of your proposed business — technical, financial, market, and management. Banks use it to assess whether to sanction the loan. A DPR typically includes 11 sections: Executive Summary, Promoter Profile, Business Description, Project Cost, Means of Finance, Machinery Details, Raw Material & Manpower, Financial Projections, CMA Data, Repayment Schedule, and SWOT Analysis.
In banking, DPR (Detailed Project Report) and project report are the same document. DPR is the more technical term used by government agencies and large banks. The document is sometimes also called a 'Techno-Economic Feasibility Report' (TEFR) for larger industrial projects, or simply a 'Bank Project Report' in common usage. All these terms refer to the same comprehensive business and financial document.
A DPR for a MUDRA or small business loan (up to ₹25 lakh) is typically 20–35 pages. For PMEGP and larger loans (₹25 lakh – ₹1 crore), a DPR should be 35–60 pages. The key is quality, not quantity — all mandatory sections must be present with accurate data. Cred generates 25–35 page reports covering all required sections.
Yes, you can prepare a DPR without a CA for most loan schemes. Banks require a CA's signature only for audited financial statements of existing businesses. For new (greenfield) project reports, the projections are forward-looking estimates and do not require CA certification. However, having a CA review the DPR improves credibility. Cred generates an accurate, bank-compliant DPR that you can self-certify and submit.
For MUDRA Shishu (up to ₹50,000), a full DPR is not mandatory but recommended. For MUDRA Kishor (₹50K–₹5L) and MUDRA Tarun (₹5L–₹10L), banks require a DPR with financial projections and CMA data. The more detailed and professional the DPR, the faster and smoother the loan sanction process.