AI-generated project report for fuel retail outlets accepted by SBI, PNB, Bank of Baroda, HDFC, and all HPCL / BPCL / IOCL-empanelled banks. Includes 5-year financials, DSCR, and CMA data.
No credit card • 1 free report • Ready in 60 seconds
Setting up a petrol pump (Retail Outlet / Fuel Station) requires substantial capital investment — typically ₹25 lakh to ₹2 crore — covering land lease security deposits, canopy & civil works, storage tanks, dispensing units, and working capital for fuel inventory. Banks and NBFCs require a comprehensive project report (DPR) that covers the promoter profile, project cost breakup, means of finance, financial projections showing DSCR ≥ 1.25, and working capital assessment. A well-prepared project report is the single biggest factor in getting dealership finance approved quickly.
Every report is formatted to the exact standards required by Indian banks and government departments.
Create your account in 30 seconds — no credit card needed.
Enter applicant details, select the scheme, set your loan amount.
Our AI drafts the full report with financials, projections, and CMA data in under 60 seconds.
Export PDF on the free plan (branded). Upgrade for clean exports plus Word (.docx) + Excel (.xlsx). Submit to bank or DIC office.
Generates petrol-pump-specific project cost heads: civil works, canopy, UST tanks, dispensing units, signage, and working capital for fuel inventory
Financial projections calibrated to realistic throughput (KL/month) and margin (₹2.5–₹5/litre) assumptions
DSCR kept ≥ 1.25 every year — mandatory for PSB approval
Working capital assessment using Tandon Method II aligned with RBI norms
CMA data in IBA-approved format — accepted by all PSBs and private banks
Export as Word (.docx) for easy modification, PDF for submission, Excel for finance team review
Covers both new outlet setup loans and expansion / modernisation loans
A petrol pump project report includes: promoter profile & KYC, site details and land status, project cost (civil, mechanical, electrical, working capital), means of finance (term loan + working capital loan + promoter contribution), 5-year throughput and revenue projections, P&L and cash flow statements, DSCR calculations, CMA data, loan repayment schedule, and SWOT analysis. Banks also require a copy of the OMC LOI/dealer agreement.
SBI (Petrol Pump Loan scheme), PNB, Bank of Baroda, Canara Bank, Union Bank, Bank of India, and most PSBs have dedicated retail fuel outlet financing. Private banks like HDFC, ICICI, Axis, and IDFC FIRST also finance fuel stations. SIDBI and NBFCs like Tata Capital finance modernization and equipment upgrades.
Term loan for a new petrol pump typically ranges from ₹25 lakh to ₹2 crore depending on the location (highway vs. city), number of dispensing units, storage capacity, and additional facilities (CNG, EV charging, convenience store). Working capital (CC limit) for fuel inventory ranges from ₹10 lakh to ₹50 lakh separately.
Yes, all banks require a Detailed Project Report (DPR) for petrol pump loans above ₹10 lakh. The DPR must include projected throughput (KL/month), margin calculations, full project cost with vendor quotations, and 5-year financial projections showing the business can repay the loan (DSCR ≥ 1.25). Banks also require the OMC dealer agreement and environmental clearances.
With all documents ready — OMC LOI, land documents, KYC, and a complete project report — PSBs typically take 4–8 weeks for approval under their retail fuel outlet schemes. Private banks can be faster (2–4 weeks). A professional, complete project report significantly reduces back-and-forth and speeds up approval.
MUDRA loans (up to ₹10 lakh) are too small for a new petrol pump setup. However, MUDRA Tarun (up to ₹10L) can be used for auxiliary services at an existing petrol pump — such as a small tyre shop, convenience store, or lube bay. For the main fuel retail outlet, a dedicated term loan of ₹25L–₹2Cr is required.