Bank-ready MYUY (Rajasthan) project reports — CMA data, DSCR ≥ 1.50, subsidy & 5-year projections. State interest subsidy.
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MYUY (Mukhyamantri Yuva Udyamita Yojana) is a flagship scheme of the Rajasthan government to promote self-employment among educated youth. For 2025, the scheme offers loans up to ₹50 lakh for manufacturing, trading, and service units. A bank-ready project report is essential for loan approval — it must include CMA (Credit Monitoring Arrangement) data, DSCR (Debt Service Coverage Ratio) calculations, and 5-year financial projections. This page covers the exact format required by banks, eligibility criteria, subsidy details, and a free online generator to create your MYUY project report instantly. Whether you are starting a bakery, garment unit, or food processing venture in Jaipur, Jodhpur, or any Rajasthan district, our step-by-step guide ensures your report meets NABARD and bank standards.
To apply under MYUY, the applicant must be a permanent resident of Rajasthan, aged 18–45 years (relaxation for SC/ST/OBC/women up to 50 years). Minimum educational qualification: Class 10 pass for loans up to ₹10 lakh, Class 12 for ₹10–25 lakh, and graduation for ₹25–50 lakh. Family income should not exceed ₹3 lakh per annum (from all sources). The applicant must not have defaulted on any previous loan. The project should be a new unit (not expansion). Preference is given to women, SC/ST, and divyang candidates. For specific categories like PM Vishwakarma or PMFME, separate eligibility applies — but MYUY is a state-specific scheme.
Maximum project cost is ₹50 lakh, with a subsidy of 30% of the project cost (max ₹15 lakh) for general category, and 40% (max ₹20 lakh) for SC/ST/OBC/women/divyang. The subsidy is released in two installments: 50% after loan disbursement and 50% after successful implementation. The loan is provided by banks (SBI, BOB, RRBs, etc.) with a repayment period of 5–7 years. Margin money: 5% for SC/ST/women/divyang, 10% for others. The subsidy is back-ended (credited to the loan account after disbursement). Example: Project cost ₹20 lakh, general category gets ₹6 lakh subsidy, loan component ₹14 lakh. Ensure your project report includes these figures accurately.
For a bank-ready project report, you need: (1) Aadhaar card, (2) PAN card, (3) Domicile certificate of Rajasthan, (4) Caste certificate (if applicable), (5) Income certificate (below ₹3 lakh), (6) Educational qualification certificates, (7) Business plan with 5-year projections, (8) Quotations for machinery/equipment, (9) Land/building documents (lease or ownership), (10) CMA data format (for working capital), (11) DSCR calculation sheet. For manufacturing units, add project profile, process flow, and market analysis. The project report must be signed by a qualified professional (CA or consultant) and submitted in the prescribed format available on the MYUY portal.
Every report is formatted to the exact standards required by Indian banks and government departments.
Create your account in 30 seconds — no credit card needed.
Enter applicant details, select the scheme, set your loan amount.
Our AI drafts the full report with financials, projections, and CMA data in under 60 seconds.
Export PDF on the free plan (branded). Upgrade for clean exports plus Word (.docx) + Excel (.xlsx). Submit to bank or DIC office.
Built to the exact MYUY (Rajasthan) format banks & DIC expect.
Subsidy and margin-money calculations handled automatically.
Bankable financials: CMA, DSCR ≥ 1.50, P&L, Balance Sheet, Cash Flow.
Works for any industry or city — fully editable.
Word + Excel exports; first report free, clean export ₹499.
It includes promoter profile, business description, project cost & means of finance, machinery, working capital, 5-year financial projections, CMA data and DSCR — exactly as banks and the DIC require under MYUY (Rajasthan).
Register free, pick the scheme & loan amount, and the AI drafts the full bank-ready report (CMA data, DSCR, 5-year projections) in under 60 seconds. First report free; clean exports ₹499.
Yes — state interest subsidy is computed and shown in the means of finance and subsidy sections.
No, a bank-ready project report is mandatory for MYUY loan approval. The report must include CMA, DSCR, and 5-year projections. Our free generator creates a compliant report in minutes.
The maximum subsidy is ₹15 lakh (30% of project cost up to ₹50 lakh). For SC/ST/OBC/women/divyang, it is ₹20 lakh (40% of project cost).
No, MYUY is only for new units. Existing businesses can apply under PMEGP or other schemes. The project must be a first-time venture for the applicant.
After submitting a complete project report, bank verification takes 15–30 days. Subsidy disbursement follows after loan disbursement and unit implementation. Total timeline: 2–3 months.