Cred generates a complete, bank-accepted project report in 60 seconds. All calculations done automatically. Same quality as a CA — at 0 cost for the first report.
No credit card • 1 free complete report • 60 seconds
| Factor | Consultant / CA | Cred by Fastlegal |
|---|---|---|
| Cost | ₹3,000–₹15,000 | Free (first report) |
| Time to deliver | 3–7 days | 60 seconds |
| Editable after delivery | Extra charge | Always editable |
| Calculation accuracy | Manual (error-prone) | Auto-calculated (error-free) |
| DSCR guarantee | Not guaranteed | Always ≥ 1.25 |
| CMA data | May not be complete | Full IBA format always |
| Format updates | May be outdated | Continuously updated |
| Languages | Usually English only | English + Hindi |
| Export formats | Usually only PDF | Word + PDF + Excel |
| Revision requests | Extra cost | Unlimited free revisions |
If you're a CA, financial consultant, or DIC consultant preparing project reports for multiple clients, our Agency plan lets you generate unlimited reports at ₹3,999/month — vs ₹15,000+ per report from traditional methods.
Unlimited reports • Team access • All formats
Break-even: If you charge ₹4,000/client for just 1 report/month, the plan pays for itself.
No, you do not need a consultant to prepare a project report. With Cred by Fastlegal, you can generate a complete, bank-ready project report yourself in under 60 seconds. All the complex calculations — DSCR, CMA data, MPBF, financial projections — are done automatically. You only need to provide basic business details.
Project report consultants typically charge ₹3,000–₹15,000 per report depending on the loan amount, complexity, and location. CA firms in cities charge ₹10,000–₹25,000 for comprehensive reports. With Cred, your first report is free and paid plans start at ₹499/month for up to 10 reports — saving 95%+ compared to consultants.
The risks of relying on a consultant include: (1) They may use a generic template not tailored to your specific business, (2) Incorrect financial calculations due to manual errors, (3) Outdated format not matching current bank requirements, (4) Delays in delivery, (5) No ability to make changes after submission. With Cred, you control every detail and can update instantly.
Yes, the Agency plan (₹3,999/month) is designed for CAs, financial consultants, and DIC consultants who prepare reports for multiple clients. It includes unlimited reports, team access, and white-label options. Many consultants use Cred to prepare reports 10x faster for their clients while maintaining quality.
Cred-generated reports are more accurate than manually prepared reports because: all financial calculations are automated and error-free, DSCR and Current Ratio compliance is mathematically guaranteed, the format exactly matches IBA and RBI requirements, and the report is consistent with current bank guidelines (updated regularly).