Industry · 10 min read

Project Report for Garment Shop / Boutique — Inventory + Sales Forecast (2026)

Garment shop/boutique project report for bank loans: inventory planning, seasonal sales, margins, working capital, and CMA for trading businesses.

CMA Data Report
Seasonal sales model
Inventory turn assumptions
CMA-friendly working capital planning

Who this guide is for

  • Retail garment shop
  • Boutique
  • Online + offline hybrid

Bank-loan checklist (use this before you submit)

  • Inventory budget and category mix (men/women/kids)
  • Seasonality (festive months vs off-season)
  • Gross margin targets (brand vs non-brand)
  • Working capital based on inventory cycle
  • DSCR and cash accrual checks

FAQs

What gross margin should I use?

Many garment retailers target 25–45% gross margin depending on sourcing and discounting.

How to handle seasonality in projections?

Keep Year 1 conservative and show peak months contribution. Avoid unrealistic straight-line growth.

Is CC limit better than term loan?

For inventory-heavy trading, CC can be very useful. Many businesses use both.

Recommended next reads

MUDRA Loan Approved — Steps

/mudra-loan-approved

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