Rabbit farming is a profitable animal husbandry venture with low investment and high reproductive potential. Under NABARD's refinance scheme, entrepreneurs can avail project loans for rabbit farming under NIC code 01491, with project costs ranging from ₹2 lakh to ₹20 lakh. A bank-ready project report is essential for loan approval; it must include CMA data (current, fixed, and working capital assessment), Debt Service Coverage Ratio (DSCR) analysis, and 5-year financial projections (income, expenditure, cash flow, and repayment schedule). The report should also detail the unit's location, breed selection (e.g., New Zealand White, Soviet Chinchilla), housing design, feed management, disease control, and marketing plan. NABARD provides subsidy through state animal husbandry departments or district industries centres (DICs) – typically 25%–35% of the project cost (up to ₹5 lakh subsidy for general category, 35% for SC/ST/women). This page provides a complete project report format, subsidy eligibility, and step-by-step guidance for Indian entrepreneurs and CAs.
Any individual, partnership, or company with experience in animal husbandry can apply. Priority is given to SC/ST, women, and rural entrepreneurs. NABARD refinances loans through commercial banks, RRBs, and cooperative banks. Subsidy is available under the NABARD Capital Subsidy Scheme for Animal Husbandry (CSS-AH) or state-specific schemes. For rabbit farming, subsidy is 25% of project cost (max ₹5 lakh) for general category, and 35% (max ₹7 lakh) for SC/ST/women. The subsidy is back-ended (credited after loan disbursement). Additionally, the entrepreneur must contribute 5–10% margin money. The project must be viable with a DSCR of at least 1.5 and a repayment period of 5–7 years.
A typical rabbit farming project of 50 breeding does (females) and 10 bucks (males) costs around ₹5–6 lakh. Cost breakup: land development & housing (40%), purchase of rabbits (20%), feed & fodder for 6 months (15%), equipment (5%), labour (5%), and working capital (15%). For a ₹5 lakh project: bank loan ₹4.25 lakh (85%), margin money ₹0.75 lakh (15%). Subsidy of ₹1.25 lakh (25%) is adjusted against the loan after project implementation. The loan repayment period is 5 years with a 6-month moratorium. Interest rate is MCLR + 2–4% (currently around 9–11% per annum). The project report must include a detailed CMA format showing current assets, current liabilities, and working capital gap.
1. Duly filled application form (bank's format). 2. Project report (as per NABARD format). 3. Land documents (ownership/lease deed, land use certificate). 4. Quotations for housing materials, rabbits, feed, and equipment. 5. Bio-data of applicant (experience in rabbit farming). 6. Caste certificate (if SC/ST/OBC), women certificate (if applicable). 7. Income tax returns (last 2 years) or ITR of co-applicant. 8. Bank statements (last 6 months). 9. Subsidy application form (from DIC/animal husbandry department). 10. NABARD's project appraisal note (prepared by bank). Ensure all documents are self-attested and notarized where required.
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NABARD format + rabbit farming economics combined correctly.
Subsidy/margin money for NABARD auto-computed.
Project cost ₹2–20 Lakh, NIC 01491.
CMA, DSCR ≥ 1.50, 5-year projections.
Editable; Word + Excel exports; first report free.
Yes — NABARD (agri capital subsidy) is commonly used for rabbit farming. The report is formatted to NABARD requirements with subsidy/margin money shown.
agri capital subsidy — computed automatically in the means-of-finance and subsidy sections.
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NABARD refinances loans up to ₹20 lakh for rabbit farming projects under NIC 01491. However, the actual loan amount depends on the project cost assessed by the bank. For a typical 50-does unit, the loan is around ₹4–5 lakh. The subsidy component is capped at ₹5 lakh (general) or ₹7 lakh (SC/ST/women).
Subsidy is back-ended and released after the project is implemented and inspected. Typically, it takes 3–6 months from the date of loan disbursement. The bank submits a claim to NABARD, which verifies and releases funds to the bank, which then credits the borrower's account.
With 50 does, you can produce about 400–500 kits per year (8–10 per doe). Sale of live rabbits (for meat) at ₹300–500 per kg (2–3 kg adult) yields ₹2.4–7.5 lakh annually. Additional income from manure and hides. Net profit after feed, labour, and loan repayment is typically ₹1–2 lakh per year from the second year onward.
Loans up to ₹10 lakh under NABARD are generally collateral-free under CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises). For loans above ₹10 lakh, banks may ask for collateral (land, fixed deposit, etc.). The project report should clearly state the collateral offered, if any.