Are you an entrepreneur in India looking to start or expand a flex printing business under the MUDRA Kishor scheme? This page provides a comprehensive project report template specifically for flex printing units (NIC 18113) with project costs between ₹3 lakh and ₹25 lakh. A bank-ready project report is crucial for loan approval under MUDRA Kishor, as it demonstrates financial viability and repayment capacity. Our report includes detailed CMA (Credit Monitoring Arrangement) data, Debt Service Coverage Ratio (DSCR) calculations, and 5-year financial projections covering profit & loss, balance sheet, and cash flow. We also cover the MUDRA subsidy (interest subvention of up to 1.5% for women and SC/ST entrepreneurs) and the step-by-step process to apply. Whether you are in a metro city or a tier-2 town like Lucknow, Patna, or Jaipur, this guide helps you prepare a professional project report that meets bank requirements and increases your chances of loan approval.
To apply for a MUDRA Kishor loan (₹5 lakh to ₹10 lakh) for flex printing, you must be an Indian citizen aged 18 years or above, with a viable business plan. The scheme is open to individuals, proprietorships, partnerships, and private limited companies. There is no minimum educational qualification, but prior experience in printing or a related field is beneficial. For flex printing, the business must be non-agricultural and located in a commercial or industrial area. The loan is available for new ventures as well as expansion of existing units. Priority is given to women, SC/ST, and OBC entrepreneurs. You should not have defaulted on any previous loans. The project cost should be between ₹3 lakh and ₹25 lakh for Kishor category (though Kishor is ₹5-10 lakh, the page mentions ₹3-25 lakh, so we cover that range).
For a flex printing unit, the project cost typically includes machinery (flex printer, laminator, cutting plotter, computer with design software), furniture, initial raw material (flex sheets, ink, solvent), and working capital for 1-2 months. A sample breakup for a ₹10 lakh project: Machinery & Equipment ₹6.5 lakh, Furniture & Fixtures ₹0.5 lakh, Raw Material ₹1.5 lakh, Working Capital ₹1.5 lakh. Under MUDRA Kishor, the loan amount can be up to 90% of the project cost (margin money 10%). Banks usually finance ₹5-10 lakh for Kishor, but if your project cost is ₹3-25 lakh, you may need to combine with other sources for higher amounts. The interest rate ranges from 8% to 12% per annum, depending on the bank and your credit profile. Subsidy: Women and SC/ST entrepreneurs can get interest subvention of up to 1.5% under MUDRA. Processing fee is typically 0.5-1% of the loan amount.
To prepare a bank-ready project report, you need: 1) KYC documents (Aadhaar, PAN, Voter ID, passport-size photos). 2) Business proof (GST registration, trade license, shop & establishment certificate). 3) Quotations for machinery and equipment from suppliers. 4) Proof of premises (rent agreement or ownership documents). 5) For existing businesses: last 2 years IT returns, audited balance sheet, bank statements. 6) Project report with CMA data, DSCR, and 5-year projections. 7) Caste certificate (if applicable for subsidy). 8) Aadhaar-linked bank account. The project report must include details of the business, market analysis, raw material sourcing, production process, cost estimation, and repayment schedule. Our template simplifies this: we provide a ready format where you just fill in your numbers.
Every report is formatted to the exact standards required by Indian banks and government departments.
Create your account in 30 seconds — no credit card needed.
Enter applicant details, select the scheme, set your loan amount.
Our AI drafts the full report with financials, projections, and CMA data in under 60 seconds.
Export PDF on the free plan (branded). Upgrade for clean exports plus Word (.docx) + Excel (.xlsx). Submit to bank or DIC office.
MUDRA Kishor format + flex printing economics combined correctly.
Subsidy/margin money for MUDRA Kishor auto-computed.
Project cost ₹3–25 Lakh, NIC 18113.
CMA, DSCR ≥ 1.50, 5-year projections.
Editable; Word + Excel exports; first report free.
Yes — MUDRA Kishor (₹50K–₹5L) is commonly used for flex printing. The report is formatted to MUDRA Kishor requirements with subsidy/margin money shown.
₹50K–₹5L — computed automatically in the means-of-finance and subsidy sections.
Register free, pick the scheme & loan amount, and the AI drafts the full bank-ready report (CMA data, DSCR, 5-year projections) in under 60 seconds. First report free; clean exports ₹499.
Under MUDRA Kishor, the loan amount is between ₹5 lakh and ₹10 lakh. However, the page mentions project cost ₹3-25 lakh. For projects above ₹10 lakh, you may need to apply under MUDRA Tarun (₹10-20 lakh) or combine with other loans. The project report should reflect the exact loan amount you seek, and banks may finance up to 90% of the project cost.
Yes, MUDRA offers interest subvention of up to 1.5% per annum for women and SC/ST entrepreneurs. This is not a direct subsidy but a reduction in interest rate. Additionally, some state governments provide capital subsidy or margin money assistance under schemes like PMEGP or state-specific MSME policies. Check with your local MSME office for applicable subsidies.
DSCR (Debt Service Coverage Ratio) is calculated as Net Operating Income / Total Debt Service (principal + interest). For a flex printing unit, estimate annual net profit after tax, add back depreciation and interest, then divide by annual loan repayment. Banks typically require DSCR above 1.25. Our project report template includes a DSCR calculation sheet based on your projected cash flows.
Yes, MUDRA loans are available across India, including rural and semi-urban areas. However, the business location should be commercially viable. Banks may prefer areas with demand for flex printing (e.g., near markets, event venues). If you are in a rural area, consider adding a brief market analysis in your project report showing local demand from shops, political parties, or events.