PMEGP · Packaging

PMEGP Carton Box Unit Project Report

Bank-ready carton box unit report under PMEGP — project cost ₹15 Lakh–1 Cr, subsidy, CMA data, DSCR ≥ 1.50 and 5-year projections.

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About This Scheme

Starting a carton box manufacturing unit under the PMEGP (Prime Minister's Employment Generation Programme) scheme is a lucrative opportunity for packaging entrepreneurs in India. This page provides a detailed project report for a carton box unit (NIC 17021) with a project cost ranging from ₹15 Lakh to ₹1 Crore. A bank-ready project report is essential for loan approval under PMEGP, as it includes critical financial data such as CMA (Credit Monitoring Arrangement) data, Debt Service Coverage Ratio (DSCR), and 5-year financial projections. The report covers all aspects: raw material sourcing (kraft paper, corrugated sheets), machinery (corrugation unit, die-cutting, stitching), manpower, and marketing. With PMEGP subsidy (up to 35% for general and 50% for special categories), the effective loan burden reduces significantly. This content is tailored for entrepreneurs and CAs in cities like Delhi, Mumbai, Bangalore, or any Indian state, ensuring compliance with KVIC and bank norms.

PMEGP
Scheme
Carton Box Unit
Business
₹15 Lakh–1 Cr
Project Cost
17021
NIC Code
15–35% margin-money subsidy
Coverage
≥ 1.50
DSCR (bank norm)
PDF · Word · Excel
Formats
Free
First Report

Eligibility for PMEGP Carton Box Unit

To avail PMEGP subsidy for a carton box unit, the applicant must be an individual above 18 years, with at least 8th standard education (or 5th for SC/ST). For projects above ₹10 Lakh, a minimum of 6 months' training in packaging or related field is required. The unit should be a new project (not expansion). The applicant should not have availed any other government subsidy for the same project. The project cost of ₹15 Lakh to ₹1 Crore qualifies for PMEGP, with the subsidy capped at ₹35 Lakh (general) or ₹50 Lakh (special categories). The promoter's contribution is 5-10% (depending on category). The balance is funded by the bank as term loan. The unit must generate employment for at least one person per ₹5 Lakh investment.

Project Cost & Financing Structure

For a carton box unit, the project cost includes land (if not rented), building (shed of 1000-2000 sq ft), plant and machinery (corrugation unit, single facer, printer slotter, die-cutting machine, stitching machine, etc.), electrical installation, and working capital (raw material: kraft paper, starch, wire; consumables). A typical cost breakup: Machinery ₹8-10 Lakh, Building ₹3-5 Lakh, Working Capital ₹4-5 Lakh. Under PMEGP, the subsidy is 35% of project cost for general category (max ₹35 Lakh) and 50% for SC/ST/OBC/women/ex-servicemen (max ₹50 Lakh). The bank provides term loan for the remaining amount after subsidy and promoter's contribution (5-10%). For a ₹20 Lakh project, general category: subsidy ₹7 Lakh, promoter ₹1 Lakh, bank loan ₹12 Lakh. The loan tenure is 5-7 years at 9-12% interest. The DSCR should be above 1.25.

Documents Required for Bank Loan

For a PMEGP carton box unit project report, the following documents are mandatory: 1) Duly filled PMEGP application form (online at kviconline.gov.in). 2) Project report in the prescribed format (including CMA data, DSCR calculation, 5-year projected profit & loss, balance sheet, cash flow). 3) Land documents (lease/rent agreement or ownership proof). 4) Quotations for machinery and raw materials. 5) Bio-data of applicant (education, experience, training certificates). 6) Caste/category certificate (if applicable). 7) Two passport-size photos, Aadhaar, PAN. 8) Bank statement of last 6 months. 9) GST registration (if already obtained). 10) Any other documents as per bank (e.g., IT returns if applicable). Ensure the project report includes detailed assumptions: production capacity (e.g., 5000 cartons per month), raw material cost per unit, selling price (₹20-50 per carton), and break-even analysis.

Step-by-Step Process to Apply

1) Prepare a detailed project report (use this page as guide). 2) Register on the KVIC online portal (kviconline.gov.in) and fill PMEGP application form. 3) Submit the project report and documents to the designated bank branch (any public sector bank, e.g., SBI, PNB, Bank of Baroda). 4) Bank appraises the project and recommends to KVIC for subsidy approval. 5) KVIC issues a sanction letter for subsidy. 6) Bank disburses the loan (promoter's contribution first, then bank loan, then subsidy). 7) Purchase machinery, set up unit, and start production. 8) Claim subsidy reimbursement from KVIC after unit is operational. 9) Submit quarterly progress reports to bank and KVIC. 10) Repay loan as per schedule. Typical timeline: 2-4 months from application to disbursement.

Local Context: Carton Box Demand in Indian Cities

The demand for carton boxes is high across Indian cities due to e-commerce, FMCG, electronics, and food industries. In Delhi-NCR, the packaging cluster in Bawana, Noida, and Gurgaon requires regular supply. In Mumbai, the packaging hub in Bhiwandi and Thane offers ready market. In Bangalore, the e-commerce boom (Amazon, Flipkart warehouses) drives demand. In Chennai, the auto and textile sectors need corrugated boxes. In Hyderabad, pharmaceutical and food processing units are major consumers. For a PMEGP unit, it's advisable to be located near industrial areas to reduce transport cost. Tie-ups with local manufacturers, wholesalers, and online sellers can ensure steady orders. The raw material (kraft paper) is available from paper mills in Gujarat, Maharashtra, and Tamil Nadu. The unit can also manufacture customized boxes with printing, adding value.

What Your Report Includes

Every report is formatted to the exact standards required by Indian banks and government departments.

  • Executive Summary with scheme-specific highlights
  • Promoter profile & KYC details
  • Business description & market analysis
  • Machinery & equipment list with quotations
  • Raw material & manpower planning
  • 5-year financial projections (P&L, Balance Sheet, Cash Flow)
  • CMA Data in IBA-approved format
  • Working Capital Assessment — Tandon Method II (RBI norms)
  • Loan repayment schedule with DSCR ≥ 1.25
  • SWOT analysis
  • Declarations & undertakings as per scheme guidelines

Eligibility Checklist

  • carton box unit owner eligible under PMEGP (15–35% margin-money subsidy)
  • Valid Aadhaar & PAN
  • Udyam (MSME) registration recommended
  • New or existing carton box unit
  • Age 18+
  • No prior bank default
Export formats
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Word (.docx)
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Excel (.xlsx)
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Why Use Cred for This Report?

PMEGP format + carton box unit economics combined correctly.

Subsidy/margin money for PMEGP auto-computed.

Project cost ₹15 Lakh–1 Cr, NIC 17021.

CMA, DSCR ≥ 1.50, 5-year projections.

Editable; Word + Excel exports; first report free.

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Frequently Asked Questions

Can I fund a carton box unit with PMEGP?

Yes — PMEGP (15–35% margin-money subsidy) is commonly used for carton box unit. The report is formatted to PMEGP requirements with subsidy/margin money shown.

How much subsidy under PMEGP?

15–35% margin-money subsidy — computed automatically in the means-of-finance and subsidy sections.

How do I get it?

Register free, pick the scheme & loan amount, and the AI drafts the full bank-ready report (CMA data, DSCR, 5-year projections) in under 60 seconds. First report free; clean exports ₹499.

What is the minimum project cost for a PMEGP carton box unit?

The minimum project cost under PMEGP for a manufacturing unit is ₹15 Lakh. However, for carton box units, a cost of ₹15 Lakh to ₹1 Crore is typical. The subsidy is calculated on the total project cost, subject to maximum limits.

How much subsidy can I get for a carton box unit under PMEGP?

For general category, subsidy is 35% of project cost, capped at ₹35 Lakh. For SC/ST/OBC/women/ex-servicemen, it is 50%, capped at ₹50 Lakh. For a ₹20 Lakh project, general category gets ₹7 Lakh subsidy.

What machinery is required for a carton box unit?

Key machinery includes: corrugation unit (single or double), single facer, printer slotter, die-cutting machine, stitching machine, folder gluer, and rotary die cutter. For a small unit, a manual or semi-automatic set costs ₹8-10 Lakh.

Is a project report mandatory for PMEGP loan?

Yes, a detailed project report is mandatory. It must include CMA data, DSCR, 5-year projections, and be in the format prescribed by the bank. Many banks reject applications without a proper report.

Can I apply for PMEGP if I already have a business?

No, PMEGP is only for new projects. Existing units are not eligible. However, if you have a different business, you can start a new carton box unit as a separate entity.

What is the repayment period for PMEGP loan?

The loan repayment period is 5 to 7 years, including a moratorium of 6-12 months. The interest rate is as per bank norms, typically 9-12% per annum.

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