Industry · 9 min read

Project Report for Mobile Shop — Inventory Planning + Working Capital (2026)

Build a bank-ready mobile shop project report with realistic inventory mix (phones/accessories), gross margin, and working capital. Includes document checklist for MUDRA and CC limit.

CMA Data (MPBF) Guide
Inventory mix strategy
Gross margin benchmarks (phones vs accessories)
Working capital + CC limit logic

Who this guide is for

  • Retail mobile store
  • Accessories-only kiosk
  • Existing shop expansion

Bank-loan checklist (use this before you submit)

  • Supplier quotations (racks, signage, POS, security)
  • Inventory budget split: phones vs accessories
  • Sales assumption: footfall × conversion × ABV
  • COGS aligned with trading business model
  • DSCR ≥ 1.50 for term loan cases

FAQs

Phones have low margin—how to show profit?

Model higher margin accessories and services (activation, insurance, repairs) as a meaningful share of revenue.

Should I take CC limit?

Trading businesses often benefit from CC for inventory cycles. Use CMA/MPBF if your bank requests it.

What gross margin is realistic?

Phones may be 3–8% margin; accessories/services can be 20–60%. Use a blended gross margin that matches your product mix.

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